2. Dramatize the dialogue and make up your own conversation on analogy.

David Hook wants to invest his money, so he is speaking to an investment

advisor, Mr Robinson, about it.

D.H.: I have recently inherited a large sum of money and would like to invest it for ten years. It's a pity, I have little experience of financial affairs. What can you recommend me to do?

R.: You have several options available, but first I must know how much money you are planning to invest.

D.H.: The total amount I have inherited is $20,000. I would like to invest half of that for the full ten years and the other half for only seven years. I have two children and they will be entering college in seven and ten years.

A: One of your options is to invest some of the money in the stock market unless you put your affairs in the hands of a reputable stockbroker. But if you wish to do so you should be wise enough to consult your bank manager. I hope he'll be able to recommend you a reliable firm. This option is a little more risky than other options available. A safer option would be to invest in an annuity.

D.H.: Which option would yield more money?

A: We can only predict a possible amount the stock market investment would yield, but the annuity we can be certain of the amount yielded.

D.H.: What else can you recommend me to do?

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A: Property is generally a safe investment. Why not buy another flat? As you

know, house prices are always above the inflation level. Besides, you could

always put the management of the property in the hands of an estate agent, so

you'd have no bother with the tenants. D.H.: I have been given so many pieces of advice that now I'm really at a loss. I'd

like to know what you think of gold. A: It might not be a bad idea. Many people say nothing beats gold as an

investment. But the price of gold is just too high at the moment for it to be

worth considering. D.H.: I'm inclined to buy a new Motorola shares. We all know it's going to be a

tremendous success. A: Of course, it's your choice to decide where to put your money, but I'd like to

advise you the following. Even if you think a particular company has a

bright future, it's unwise to invest the whole of your money in one venture.

The best way is to diversify. D.H.: What about starting a business of my own? Do you think that's a good

idea? A: Pretty good, but you should definitely think it all through very carefully. D.H.: I'm very grateful to you for your valuable advice. A: Good luck.